Montgomery County property record for 8 Capps Ct, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,660 sqft · built 1987 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Oct 2020) |
| Tax Bill | $5,462 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02379952 |
| Primary APN | 09-02379952 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| View / Lot | Waterfront |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02379952 |
|---|---|
| Street Address | 8 CAPPS CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-1953 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RPT |
| Legal Description | FERNSHIRE FARMS |
| Legal Subdivision | FERNSHIRE FARMS |
| Legal Block | H |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700823 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 2, 2020 | Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Mar 10, 2017 | Grant Deed, Transfer PATRICIA M SPERO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Book / Page | 60653 / 153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Document Number | 0620200414 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 62020/414 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 2, 2020 |
| Property Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Document Number | 0606530153 |
| Book / Page | 60653 / 153 |
| Map Reference | MB 125 PL 14674 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,998.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Document Number | 60653161 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 60653/161 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 10, 2017 |
| Property Address | 8 CAPPS CT, GAITHERSBURG, MD 20878-1953 |
| Document Number | 0539530107 |
| Book / Page | 053953 / 000107 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 CAPPS CT GAITHERSBURG MD 208781953, GAITHERSBURG, MD 20878-1953 |
| Document Number | 539530117 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 053953/000117 |
| Name | PATRICIA M SPERO |
|---|---|
| Address | 18 CONSTITUTION AVE, SUCCASUNNA, NJ 07876-1064 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,700 (+5.3%) Land $175,000 Building $296,700 | $471,700 (-) Land $175,000 Building $296,700 | |
| 2025 | $5,462.00 (+21.38%) | $447,967 (+11.85%) | $471,700 (+17.78%) Land $175,000 Building $296,700 |
| 2023 | $400,500 Land $175,000 Building $225,500 | $400,500 Land $175,000 Building $225,500 | |
| 2022 | $4,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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