Montgomery County property record for 5 Capps Ct, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,860 sqft · built 1988 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Nov 2020) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02379848 |
| Primary APN | 09-02379848 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02379848 |
|---|---|
| Street Address | 5 CAPPS CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-1956 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RPT |
| Legal Description | FERNSHIRE FARMS |
| Legal Subdivision | FERNSHIRE FARMS |
| Legal Block | H |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700823 |
Source: Montgomery County records · APN 09-02379848
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CAPPS CT, GAITHERSBURG, MD 20878-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage APEX HM LNS |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 28, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Book / Page | 61178 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 5 CAPPS CT, GAITHERSBURG, MD 20878-1956 |
| Document Number | 0611780503 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 CAPPS CT GAITHERSBURG MD 208781956, GAITHERSBURG, MD 20878-1956 |
| Document Number | 0611780503 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 061178/000503 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 5 CAPPS CT, GAITHERSBURG, MD 20878-1956 |
| Document Number | 0594710461 |
| Instrument Date | Apr 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 5 CAPPS CT GAITHERSBURG MD 208781956, GAITHERSBURG, MD 20878-1956 |
| Document Number | 0594710461 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 059471/000461 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 5 CAPPS CT, GAITHERSBURG, MD 20878-1956 |
| Document Number | 0562500060 |
| Book / Page | 056250 / 000060 |
| Instrument Date | Jun 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 CAPPS CT GAITHERSBURG MD 208781956, GAITHERSBURG, MD 20878-1956 |
| Document Number | 562500066 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 056250/000066 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,100 (+5.41%) Land $175,000 Building $287,100 | $462,100 (-) Land $175,000 Building $287,100 | |
| 2025 | $5,337.00 (+26.41%) | $438,367 (+12.14%) | $462,100 (+18.21%) Land $175,000 Building $287,100 |
| 2023 | $390,900 Land $175,000 Building $215,900 | $390,900 Land $175,000 Building $215,900 | |
| 2022 | $4,222.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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