15 Capps Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 15 Capps Ct, Gaithersburg, MD 20878

Property Summary

Property TypeTownhouse
Details3 ba · 1,360 sqft · built 1987
Lot Size0.046 acres (2,000 sqft)
Owner2 Individual Names on Record
Last Sale$369,000 (Jun 2015)
Tax Bill$4,725 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02379883

Property Details

APN / Parcel Number

Primary APN09-02379883
Alternative APN
  • 02379883

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area680 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02379883
Street Address15 CAPPS CT
CityGAITHERSBURG
StateMD
Zip20878-1956
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRPT
Legal DescriptionFERNSHIRE FARMS
Legal SubdivisionFERNSHIRE FARMS
Legal BlockH
Legal Lot Number16
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1005
Census Tract700823

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 CAPPS CT, GAITHERSBURG, MD 20878-1956
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2015 · Amount on Record
Deed SaleJun 11, 2015 · Amount on Record
Prior SaleApr 5, 1995 · Amount on Record
Deed Book / Page50466 / 119
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address15 CAPPS CT, GAITHERSBURG, MD 20878-1956
Transaction TypeMortgage
Record UpdatedJun 1, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0629030103
DateMay 6, 2021
Book Page62903/103
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueFeb 1, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address15 CAPPS CT, GAITHERSBURG, MD 20878-1956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0605930248
DateSep 25, 2020
Book Page60593/248
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,600 (+4.94%) Land $175,000 Building $235,600$410,600 (-) Land $175,000 Building $235,600
2025$4,725.00 (+20.69%)$391,267 (+10.97%)$410,600 (+16.45%) Land $175,000 Building $235,600
2023$352,600 Land $175,000 Building $177,600$352,600 Land $175,000 Building $177,600
2022$3,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimOct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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