4 Capps Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 4 Capps Ct, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3 ba · 1,860 sqft · built 1987
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2016)
Tax Bill	$5,885 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02379974`

Property Details

APN / Parcel Number

Primary APN	`09-02379974`
Alternative APN	`02379974`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	680 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02379974
Street Address	4 CAPPS CT
City	GAITHERSBURG
State	MD
Zip	20878-1953
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPT
Legal Description	FERNSHIRE FARMS
Legal Subdivision	FERNSHIRE FARMS
Legal Block	H
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	700823

Owner

Source: Montgomery County records · APN 09-02379974

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CAPPS CT, GAITHERSBURG, MD 20878-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Prior Sale	Apr 10, 1996 · Amount on Record
Deed Book / Page	51763 / 445
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4 CAPPS CT, GAITHERSBURG, MD 20878-1953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAPPS CT, GAITHERSBURG, MD 20878-1953

Mortgage

Document Number	0613030349
Date	Dec 09, 2020
Book Page	61303/349

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,900 (+5.3%) Land $175,000 Building $274,900	$449,900 (-) Land $175,000 Building $274,900
2025	$5,885.00 (+37.95%)	$427,267 (+11.85%)	$449,900 (+17.77%) Land $175,000 Building $274,900
2023		$382,000 Land $175,000 Building $207,000	$382,000 Land $175,000 Building $207,000
2022	$4,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 663 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.