1 Cactus Ln, Saint Rose, LA 70087 Property Records

St. Charles Parish property record for 1 Cactus Ln, Saint Rose, LA 70087

Property Summary

Property Type	Single Family Home
Details	3,082 sqft · built 1978
Lot Size	0.289 acres (12,632 sqft)
Owner	Owner Name on Record
Last Sale	$260,000 (Feb 2006)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Mortgage
APN	`5-003 005 00005`

Property Details

APN / Parcel Number

Primary APN	`5-003 005 00005`

Interior

Building Area	3,082 sqft Living Area

Exterior

Year Built	Built 1978
Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Street Address	1 CACTUS LN
City	SAINT ROSE
State	LA
Zip	70087-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 5 AND 6, SQ. 5, SEC. A, BAR NONE RANCH ESTATES.
Legal Subdivision	BAR NONE RANCH EST (SEC A)
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	ST CHARLES LA
Township / Civil Division	5
Census Block Group	4
Census Block	4001
Census Tract	62100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1 CACTUS LN, SAINT ROSE, LA 70087-3645
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 11, 2018	Deed of Trust, Mortgage CAMPUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2006 · Amount on Record
Deed Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	0000663307
Deed Book / Page	663 / 307
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	1 CACTUS LN, SAINT ROSE, LA 70087-3645
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019420376
Date	Jun 16, 2021
Book Page	1942/376
Instrument	459830

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	1 CACTUS LN, SAINT ROSE, LA 70087-3645
Document Number	0017850283
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1 CACTUS LN ST ROSE LA 700873645, ST ROSE, LA 70087-3645

Mortgage

Document Number	0017850283
Date	Oct 18, 2018
Book Page	001785/000283
Instrument	436234

Lender

Name	CAMPUS FCU

Agreement

Amount	Amount Recorded

Interest

Rate	18%

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (-1.53%) Homeowner's exemption	$31,170 (-) Land $6,460 Building $24,710	$311,700 (-) Land $64,600 Building $247,100
2024	$2,424.00 (+23.55%) Homeowner's exemption	$31,170 (+24%) Land $6,460 Building $24,710	$311,700 (+24%) Land $64,600 Building $247,100
2023	$1,962.00 (-4.57%) Homeowner's exemption	$25,137 (-) Land $4,460 Building $20,677	$251,370 (-) Land $44,600 Building $206,770
2022	$2,056.00 Homeowner's exemption	$25,137 Land $4,460 Building $20,677	$251,370 Land $44,600 Building $206,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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