8 Birch Bluff Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 8 Birch Bluff Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,736 sqft · built 1972
Lot Size	1.83 acres (79,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,900 (Jan 2024)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:8 B:125 L:21`

Property Details

APN / Parcel Number

Primary APN	`M:8 B:125 L:21`
Alternative APN	`MONT M:8 B:3 L:21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	7,701 sqft
Basement Area	2,736 sqft
Unfinished Basement	2,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,845 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	8 BIRCH BLUFF RD
City	MONTGOMERY
State	MA
Zip	01085-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	21
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2024	Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jul 26, 2018	Deed of Trust, Mortgage BERKSHIRE BANK
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Deed Document Number	20243266
Deed Book / Page	25300 / 84
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025987-400
Date	Aug 15, 2025
Book Page	25987/400
Instrument	38075

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jan 24, 2024
Property Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504
Document Number	0025300-84
Book / Page	25300 / 84
Instrument Date	Jan 24, 2024
Instrument	3266
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504

Mortgage

Document Number	0000003267
Date	Jan 24, 2024
Instrument	3267

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22283-62
Date	Jul 26, 2018
Book Page	22283/62
Instrument	43342

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	8 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22283-81
Date	Jul 26, 2018
Book Page	22283/81
Instrument	43343

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00 (+4.32%)	$472,300 (+36.62%) Land $103,100 Building $369,200	$691,220 (+16.58%)
2024			$592,895
2023	$5,134.00	$345,700 Land $91,400 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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