4 Birch Bluff Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 4 Birch Bluff Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,944 sqft · built 1973
Lot Size	1.07 acres (46,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Sep 2006)
Tax Bill	$5,030 (2025)
Deeds & Mortgages	Oct 2023 Refinance Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:8 B:27 L:18`

Property Details

APN / Parcel Number

Primary APN	`M:8 B:27 L:18`
Alternative APN	`MONT M:8 B:3 L:18`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	4,600 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,696 sqft (1.07 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	4 BIRCH BLUFF RD
City	MONTGOMERY
State	MA
Zip	01085-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	18
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jun 20, 2017	Deed of Trust, Mortgage MASS MUTUAL FCU
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2006 · Amount on Record
Deed Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	2006122947
Deed Book / Page	16193 / 106
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	4 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9503
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025199-396
Date	Oct 23, 2023
Book Page	25199/396
Instrument	50140

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	4 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21728-205
Date	Jun 20, 2017
Book Page	21728/205
Instrument	33926

Lender

Name	MASS MUTUAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	4 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9503
Document Number	22232-106
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BIRCH BLUFF RD MONTGOMERY MA 010859503, MONTGOMERY, MA 01085-9503

Mortgage

Document Number	22232-106
Date	Jun 25, 2018
Book Page	022232/000106
Instrument	35276

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2038

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,030.00 (+11.65%)	$443,600 (+46.21%) Land $77,200 Building $366,400	$437,380 (+6.7%)
2024			$409,925
2023	$4,505.00	$303,400 Land $65,900 Building $237,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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