Hampden County and Montgomery Town property record for 38 Birch Bluff Rd, Montgomery, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,260 sqft · built 1979 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,500 (May 1977) |
| Tax Bill | $5,452 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:8 B:419 L:27 |
| Primary APN | M:8 B:419 L:27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 4,424 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 132,422 sqft (3.04 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 BIRCH BLUFF RD |
|---|---|
| City | MONTGOMERY |
| State | MA |
| Zip | 01085-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY MA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 813002 |
Source: Hampden County and Montgomery Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 1977 · Amount on Record |
| Deed Sale | May 24, 1977 · Amount on Record |
| Deed Book / Page | 4425 / 269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MA |
| Property Address | 38 BIRCH BLUFF RD, MONTGOMERY, MA 01085-9504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24174-38 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 24174/38 |
| Instrument | 71660 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Montgomery Town |
| Unified School District | Gateway School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,452.00 (+4.36%) | $480,800 (+36.67%) Land $110,800 Building $370,000 | $543,020 (+50.5%) |
| 2024 | $360,810 | ||
| 2023 | $5,224.00 | $351,800 Land $101,300 Building $250,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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