8 Abbey Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 8 Abbey Ln, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1,348 sqft
Owner	Individual Name on Record
Last Sale	$210,000 (May 2025)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-041.00`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-041.00`
Alternative APNs	`61084` `9658`

Interior

Stories	1 Story
Building Area	1,348 sqft Living Area

Exterior

Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Terrain	Rolling

Location & Zoning

Account Number	61084
Street Address	8 ABBEY LN
City	MIDDLESBORO
State	KY
Zip	40965-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT # 46 CASTLEFORD HTS; AMBLESIDE
Legal Lot Number	46
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1013
Census Tract	960800

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 CUMBERLAND VLG, MIDDLESBORO, KY 40965-2634
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 18, 2022	Deed, Transfer COMMERCIAL BANK
Sep 17, 2021	Deed, Transfer · Conventional Mortgage FIRST STATE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	247614
Deed Book / Page	D410 / 390
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	00M348/370
Date	Feb 2, 2018
Book Page	M348/370
Instrument	174211

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Oct 18, 2022
Property Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426
Document Number	00D398/657
Book / Page	D398 / 657
Instrument Date	Oct 6, 2022
Instrument	193730
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 LAWSON MIDWAY RD, MIDDLESBORO, KY 40965-1897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	0000193731
Date	Oct 18, 2022
Instrument	193731

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Sep 17, 2021
Property Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426
Document Number	00D393/143
Book / Page	D393 / 143
Instrument Date	Sep 17, 2021
Instrument	188250
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	0000188251
Date	Sep 17, 2021
Instrument	188251

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (+24.87%)	$210,000 (+46.85%) Land $210,000	$210,000 (+46.85%) Land $210,000
2023	$1,673.00	$143,000	$143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Eastern Telephone & Technologies, Verizon.

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