4 Abbey Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 4 Abbey Ln, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1,886 sqft
Owner	Individual Name on Record
Last Sale	$63,000 (Jul 2001)
Tax Bill	$309 (2025)
Deeds & Mortgages	Jun 2015 Line of Credit Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-027.00`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-027.00`
Alternative APNs	`10585` `61239`

Interior

Stories	1 Story
Building Area	1,886 sqft Living Area

Exterior

Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Terrain	Rolling

Location & Zoning

Account Number	61239
Street Address	4 ABBEY LN
City	MIDDLESBORO
State	KY
Zip	40965-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 60 CASTLEFORD HTS; AMBLESIDE
Legal Lot Number	60
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1013
Census Tract	960800

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2015	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Jul 18, 2025	Deed of Trust, Mortgage COMMERCIAL BANK
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Jun 10, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2001 · Amount on Record
Deed Sale	Jul 1, 2001 · Amount on Record
Deed Document Number	0000410747
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	000M330/53
Date	Jun 19, 2015
Book Page	M330/53
Instrument	163481

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	00D401/456
Date	Jul 18, 2025
Book Page	D401/456
Instrument	262022

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2045

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426

Mortgage

Document Number	00M401/456
Date	Jul 18, 2025
Book Page	M401/456
Instrument	262022

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2045

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jun 10, 2025
Property Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426
Document Number	00D410/747
Book / Page	D410 / 747
Instrument Date	Jun 4, 2025
Instrument	248149
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ABBEY LN, MIDDLESBORO, KY 40965-9426

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00 (-7.76%)	$75,000 (-) Land $75,000	$75,000 (-) Land $75,000
2023	$335.00 Homeowner's exemption	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Eastern Telephone & Technologies, Verizon.

Nearby Properties on Abbey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures