Bell County property record for 12 Abbey Ln, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1,021 sqft · built 1985 |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2024) |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-10-00-043.00 |
| Primary APN | 068-10-00-043.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,021 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Account Number | 60467 |
|---|---|
| Street Address | 12 ABBEY LN |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 CASTLEFORD HTS; AMBLESIDE |
| Legal Lot Number | 44 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960800 |
12 Abbey Ln is owned and occupied by an individual who bought it in November 2024.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 ABBEY LN, MIDDLESBORO, KY 40965-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES HOME EQUITY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Document Number | 244921 |
| Deed Book / Page | D408 / 538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 12 ABBEY LN, MIDDLESBORO, KY 40965-9426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 00M374/230 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | M374/230 |
| Instrument | 187609 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 17, 2017 |
| Property Address | 12 ABBEY LN, MIDDLESBORO, KY 40965-9426 |
| Document Number | 00D373/637 |
| Book / Page | D373 / 637 |
| Map Reference | MB 8A PG 112 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 171035 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | ACUTE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 ABBEY LN, MIDDLESBORO, KY 40965-9426 |
| Name | Verified Name |
|---|---|
| Address | 12 ABBEY LN, MIDDLESBORO, KY 40965-9426 |
| Document Number | 0000171036 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 171036 |
| Name | PEOPLES HOME EQUITY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 12 Abbey Ln was $1,910.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,910.00 | $160,000 Land $160,000 | $160,000 Land $160,000 |
| 2023 | $1,326.00 | $113,400 | $113,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Abbey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Abbey Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Eastern Telephone & Technologies, Verizon.
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