11 Abbey Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 11 Abbey Ln, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,024 sqft · built 1983
Owner	2 Individual Names on Record
Last Sale	$164,900 (Dec 2020)
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-085.00`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-085.00`
Alternative APNs	`6012` `5348`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1983
Exterior Material	Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	5348
Street Address	11 ABBEY LN
City	MIDDLESBORO
State	KY
Zip	40965-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 CASTLEFORD HTS; AMBLESIDE
Legal Lot Number	64
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1013
Census Tract	960800

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	11 ABBEY LN, MIDDLESBORO, KY 40965-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jul 16, 2010 · Amount on Record
Deed Document Number	185106
Deed Book / Page	D389 / 506
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Dec 17, 2020
Property Address	11 ABBEY LN, MIDDLESBORO, KY 40965-9425
Document Number	00D389/506
Book / Page	D389 / 506
Instrument Date	Dec 7, 2020
Instrument	185106
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ABBEY LN, 11, MIDDLESBORO, KY 40965-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11 ABBEY LN, MIDDLESBORO, KY 40965-9425

Mortgage

Document Number	0000185107
Date	Dec 17, 2020
Instrument	185107

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00 (-0.36%) Homeowner's exemption	$164,900 (-) Land $114,800 Building $50,100	$164,900 (-) Land $114,800 Building $50,100
2023	$1,387.00 Homeowner's exemption	$164,900	$164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Eastern Telephone & Technologies, Verizon.

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