7960 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7960 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,250 sqft · built 2024
Lot Size	5.05 acres (220,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2022)
Tax Bill	$1,348 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-3N-30-0000-00301-0000`

Property Details

APN / Parcel Number

Primary APN	`40-3N-30-0000-00301-0000`
Alternative APN	`N303400000003010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	2,250 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Wood
Roof Material	Metal
Lot Area	220,283 sqft (5.05 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7960 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESC UPDATE FOR 2024 BUFFALO RIDGE (UNREC) LT 100BR COM AT SW CORN OF 40-3N-30W, THN N024331E ALNG W SEC LI & ELY R/W LI OF BUFFALO RIDGE RD AS DES OR 3775 PGS 100 THRU 102 1112.11 FT TO POB THN CONT N024331E 222.30 FT THN S87*0854E 991 FT THN S0
Legal Range	30W
Legal Township	3N
Legal Section	40
Legal Subdivision	BUFFALO RIDGE
Legal Lot Number	100
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1005
Census Tract	10302

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2023	Correction Deed · Conventional Mortgage TRUIST BANK
Oct 31, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 4, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	202261343
Deed Book / Page	4340 / 586
Last Transfer Date	Sep 13, 2023
Transfer Doc	0000043300
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0046731020
Date	Oct 27, 2025
Book Page	4673/1020
Instrument	202550682

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 22, 2023
Property Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number	0044360884
Book / Page	4436 / 884
Map Reference	MB 3766 PG 249-272
Instrument Date	Sep 13, 2023
Instrument	202343300
Record Updated	Mar 27, 2026
Title Company	CONNECT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6582 AVENIDA DE GALVEZ, NAVARRE, FL 32566-8916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0044360886
Date	Sep 22, 2023
Book Page	4436/886
Instrument	202343301

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2054

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 31, 2022
Property Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number	0043400586
Book / Page	4340 / 586
Instrument Date	Oct 28, 2022
Instrument	202261343
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12819 RIVER STORY WAY, JACKSONVILLE, FL 32223-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6582 AVENIDA DE GALVEZ, NAVARRE, FL 32566-8916

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 4, 2022
Property Address	7960 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number	0042540946
Book / Page	4254 / 946
Instrument Date	Mar 4, 2022
Instrument	202213202
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 EL MATADOR TRL, PENSACOLA, FL 32506-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14150 ADDISON TRL, ROSEMOUNT, MN 55068-4845

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,931 (+244.29%) Land $117,322 Building $286,609	$403,931 (+244.29%) Land $117,322 Building $286,609
2024	$1,348.00 (-18.35%)	$117,322 (-17.14%) Land $117,322	$117,322 (-17.14%) Land $117,322
2023	$1,651.00 (+60.92%)	$141,596 (+49.73%) Land $141,596	$141,596 (+49.73%) Land $141,596
2022	$1,026.00	$94,565	$94,565 Land $94,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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