7937 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7937 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,905 sqft · built 2021
Lot Size	5.8 acres (252,953 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-3N-30-0000-00114-0000`

Property Details

APN / Parcel Number

Primary APN	`39-3N-30-0000-00114-0000`
Alternative APN	`N303390000001140000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,905 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	2,905 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	252,953 sqft (5.8 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	548 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7937 BUFFALO RIDGE RD
City	MILTON
State	FL
Zip	32571-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	NEW PARCEL FOR 2019 TAX ROLL LT-15 BR, BUFFALO RIDGE UNREC: COMMENCE AT THE SOUTHEAST CORNER OF SECTION 39, TOWNSHIP 3 NORTH, RANGE 30 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE RUN NORTH 87 DEGREES 23 MINUTES 49 SECONDS WEST ALONG THE SOUTH LINE OF
Legal Range	30W
Legal Township	3N
Legal Section	39
Legal Subdivision	BUFFALO RIDGE
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1024
Census Tract	10303

Owner

Source: Santa Rosa County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7937 BUFFALO RIDGE RD, MILTON, FL 32571-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 27, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000031584
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 23, 2026
Property Address	7937 BUFFALO RIDGE RD, MILTON, FL 32571-5234
Document Number	0000031584
Book / Page	4758 / 1695
Instrument Date	Jun 22, 2026
Instrument	202631584
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7937 BUFFALO RIDGE RD, MILTON, FL 32571-5234

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7937 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7937 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0044531118
Date	Nov 27, 2023
Book Page	4453/1118
Instrument	202352487

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7937 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7937 BUFFALO RIDGE RD, PACE, FL 32571-5234
Investor	Possibly a Property Investor

Mortgage

Document Number	0041510075
Date	Jul 20, 2021
Book Page	4151/75
Instrument	202148661

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7937 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039430877
Date	Apr 27, 2020
Book Page	3943/877
Instrument	202019641

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00 (+12.85%) Homeowner's exemption Veteran's exemption	$535,539 (+11.21%)	$566,494 (+9.11%) Land $133,270 Building $433,224
2024	$5,152.00 (+1.58%) Homeowner's exemption Disabled Person's exemption	$481,572 (+3%)	$519,213 (+3.58%) Land $133,270 Building $385,943
2023	$5,072.00 (+2.18%) Homeowner's exemption Disabled Person's exemption	$467,546 (+3%)	$501,288 (+4.79%) Land $118,462 Building $382,826
2022	$4,964.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$453,928	$478,373 Land $108,590 Building $369,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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