7932 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7932 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,820 sqft
Lot Size5.05 acres (219,978 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Aug 2022)
Tax Bill$1,348 (2024)
Deeds & MortgagesMay 2024 Line of Credit
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-3N-30-0000-00304-0000

Property Details

APN / Parcel Number

Primary APN40-3N-30-0000-00304-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,820 sqft Heated Area
1st Floor Area3,579 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area219,978 sqft (5.05 acres)
PorchOpen Porch
Porch Area574 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number403N300000003040000
Street Address7932 BUFFALO RIDGE RD
CityPACE
StateFL
Zip32571-5234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionBUFFALO RIDGE (UNREC) LOT 101- BR COM AT SW CORNER SECTION 40 TOWNSHIP 3 NORTH RANGE 30 WEST THN N02*43'31E 889.81 FT TO POB
Legal Range30W
Legal Township03N
Legal Section40
Legal SubdivisionWEST
Legal Lot Number101
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1005
Census Tract10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3960 AMBLE WAY, PACE, FL 32571-8506
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK
Feb 13, 2026Deed of Trust, Mortgage · VA Mortgage
TRIDENT HOME LOANS LLC
Feb 6, 2025Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2022Warranty Deed, Transfer · Conventional Mortgage
HARVESTERS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Deed Document Number202250719
Deed Book / Page4321 / 1773
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7932 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3960 AMBLE WAY, PACE, FL 32571-8506

Mortgage

Document Number0044991618
DateMay 6, 2024
Book Page4499/1618
Instrument202420068
Lender
NameAMERICAN BANK
TypeBank
AddressHAMMOND, LA 70403
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7932 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7932 BUFFALO RIDGE RD, MILTON, FL 32571-5234

Mortgage

Document Number0047081743
DateFeb 13, 2026
Book Page4708/1743
Instrument202607355
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
AddressPENSACOLA, FL 32504
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7932 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7932 BUFFALO RIDGE RD, MILTON, FL 32571-5234

Mortgage

Document Number0045841393
DateFeb 6, 2025
Book Page4584/1393
Instrument202505080
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 31, 2022
Property Address7932 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number0043211773
Book / Page4321 / 1773
Instrument DateAug 29, 2022
Instrument202250719
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4813 BELVEDERE CIR, PACE, FL 32571-1171

Transferred To (Grantee/Buyer)

NameVerified Name
Address30943 PARROT REEF CT, WESLEY CHAPEL, FL 33545-5147

Mortgage

Document Number0043211777
DateAug 31, 2022
Instrument4321/1777
Lender
NameHARVESTERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 29, 2037
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 29, 2027
Change Frequency6 Months
Min Rate At Change5.75%
Max Rate At Change7.75%
IndexOther
Margin2
Max Rate9.75%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,348.00 (-18.35%)$117,322 (-17.14%) Land $117,322$117,322 (-17.14%) Land $117,322
2023$1,651.00 (+60.29%)$141,596 (+49.73%) Land $141,596$141,596 (+49.73%) Land $141,596
2022$1,030.00$94,565$94,565 Land $94,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Conexon Connect
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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