Santa Rosa County property record for 7932 Buffalo Ridge Rd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,820 sqft |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Aug 2022) |
| Tax Bill | $1,348 (2024) |
| Deeds & Mortgages | May 2024 Line of Credit Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-3N-30-0000-00304-0000 |
| Primary APN | 40-3N-30-0000-00304-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,820 sqft Heated Area |
| 1st Floor Area | 3,579 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Porch | Open Porch |
| Porch Area | 574 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 403N300000003040000 |
|---|---|
| Street Address | 7932 BUFFALO RIDGE RD |
| City | PACE |
| State | FL |
| Zip | 32571-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | BUFFALO RIDGE (UNREC) LOT 101- BR COM AT SW CORNER SECTION 40 TOWNSHIP 3 NORTH RANGE 30 WEST THN N02*43'31E 889.81 FT TO POB |
| Legal Range | 30W |
| Legal Township | 03N |
| Legal Section | 40 |
| Legal Subdivision | WEST |
| Legal Lot Number | 101 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10302 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3960 AMBLE WAY, PACE, FL 32571-8506 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK |
| Feb 13, 2026 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Feb 6, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 202250719 |
| Deed Book / Page | 4321 / 1773 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7932 BUFFALO RIDGE RD, PACE, FL 32571-5234 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3960 AMBLE WAY, PACE, FL 32571-8506 |
| Document Number | 0044991618 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 4499/1618 |
| Instrument | 202420068 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMMOND, LA 70403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7932 BUFFALO RIDGE RD, PACE, FL 32571-5234 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7932 BUFFALO RIDGE RD, MILTON, FL 32571-5234 |
| Document Number | 0047081743 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 4708/1743 |
| Instrument | 202607355 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7932 BUFFALO RIDGE RD, PACE, FL 32571-5234 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7932 BUFFALO RIDGE RD, MILTON, FL 32571-5234 |
| Document Number | 0045841393 |
|---|---|
| Date | Feb 6, 2025 |
| Book Page | 4584/1393 |
| Instrument | 202505080 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 31, 2022 |
| Property Address | 7932 BUFFALO RIDGE RD, PACE, FL 32571-5234 |
| Document Number | 0043211773 |
| Book / Page | 4321 / 1773 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 202250719 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4813 BELVEDERE CIR, PACE, FL 32571-1171 |
| Name | Verified Name |
|---|---|
| Address | 30943 PARROT REEF CT, WESLEY CHAPEL, FL 33545-5147 |
| Document Number | 0043211777 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 4321/1777 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Aug 29, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 2 |
| Max Rate | 9.75% |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,348.00 (-18.35%) | $117,322 (-17.14%) Land $117,322 | $117,322 (-17.14%) Land $117,322 |
| 2023 | $1,651.00 (+60.29%) | $141,596 (+49.73%) Land $141,596 | $141,596 (+49.73%) Land $141,596 |
| 2022 | $1,030.00 | $94,565 | $94,565 Land $94,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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