7840 Buffalo Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7840 Buffalo Ridge Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,047 sqft · built 2024
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,290 (2024)
Deeds & Mortgages	Jan 2023 Construction Loan May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2N-30-0000-00172-0000`

Property Details

APN / Parcel Number

Primary APN	`02-2N-30-0000-00172-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,047 sqft Heated Area
1st Floor Area	4,087 sqft
Upper Floors Area	642 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	219,542 sqft (5.04 acres)
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	022N300000001720000
Street Address	7840 BUFFALO RIDGE RD
City	PACE
State	FL
Zip	32571-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	DESCRIPTION UPDATED FOR 2024 LT 66-BR OF UNREC BUFFALO LYING IN SECTIONS 2 & 3 TOWNSHIP 2 NORTH RANGE 30 WEST: : BEGIN AT
Legal Subdivision	WEST BEGIN AT THE NORTHWEST
Legal Lot Number	66
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	7840 BUFFALO RIDGE RD, PACE, FL 32571-5234
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY BANK
May 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU
Aug 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	Aug 24, 2023
Transfer Doc	0044271751
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7840 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6760 DA LISA RD, MILTON, FL 32583-9098

Mortgage

Document Number	0043600438
Date	Jan 18, 2023
Book Page	4360/438
Instrument	202302226

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.4%
Index	Other
Margin	3
Max Rate	11.4%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7840 BUFFALO RIDGE RD, PACE, FL 32571-5234
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7840 BUFFALO RIDGE RD, PACE, FL 32571-5234

Mortgage

Document Number	0045040832
Date	May 21, 2024
Book Page	4504/832
Instrument	202422515

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2039

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2023
Property Address	7840 BUFFALO RIDGE RD, PACE, FL 32571-5234
Document Number	0044271751
Book / Page	4427 / 1751
Instrument Date	Aug 24, 2023
Instrument	202338646
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,290.00 (+1.82%)	$108,885 (+12.5%) Land $108,885	$108,885 (+12.5%) Land $108,885
2023	$1,267.00 (+8.11%)	$96,787 (+9.09%) Land $96,787	$96,787 (+9.09%) Land $96,787
2022	$1,172.00	$88,721	$88,721 Land $88,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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