7956 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7956 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	Individual Name on File
Last Sale	$200,800 (Jul 2019)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985-21002-230`

Property Details

APN / Parcel Number

Primary APN	`985-21002-230`
Alternative APN	`559754`

Interior

Stories	2 Stories
Building Area	1,733 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Location & Zoning

Street Address	7956 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 23
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	23
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

7956 Elka Loop is owned and occupied by an individual who bought it in July 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7956 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2019	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	20191365614
Deed Book / Page	4628 / 1
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	004628/001
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7956 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4988/823
Date	Mar 30, 2021
Book Page	4988/823
Instrument	1423493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7956 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4795/496
Date	Jun 8, 2020
Book Page	4795/496
Instrument	1393754

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2049

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 9, 2019
Property Address	7956 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004628/001
Book / Page	4628 / 001
Map Reference	VOL 34 PG 23&24
Instrument Date	Jul 2, 2019
Instrument	1365614
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7956 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001365615
Date	Jul 9, 2019
Instrument	1365615

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7956 Elka Loop was $1,407 with a homeowner's exemption, down 11.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,377 (+3.36%) Land $38,694 Building $248,683	$287,377 (-0.55%) Land $38,694 Building $248,683
2025	$1,407.00 (-11.23%) Homeowner's exemption	$278,041	$288,971
2024	$1,585.00
2023		$229,786 Land $28,421 Building $201,365	$229,786 Land $28,421 Building $201,365
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7956 Elka Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7956 Elka Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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