7960 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7960 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	Individual Name on Record
Last Sale	$236,300 (Mar 2021)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-21002-250`

Property Details

APN / Parcel Number

Primary APN	`985-21002-250`
Alternative APN	`559756`

Interior

Stories	2 Stories
Building Area	1,794 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	755 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Location & Zoning

Street Address	7960 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 25
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7960 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Mar 25, 2021	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 10, 2018	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	20211422982
Deed Book / Page	4985 / 58
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	0004985/58
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7960 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 FI KA LOOP, LAREDO, TX 78045

Mortgage

Document Number	0004985/77
Date	Mar 25, 2021
Book Page	4985/77
Instrument	1422984

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 24, 2024

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 25, 2021
Property Address	7960 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	0004985/58
Book / Page	4985 / 58
Map Reference	VOL 34 PG 23&24
Instrument Date	Mar 24, 2021
Instrument	1422982
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001422983
Date	Mar 25, 2021
Instrument	1422983

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7960 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	4876/620
Date	Oct 5, 2020
Book Page	4876/620
Instrument	1406317

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jun 1, 2048

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 10, 2018
Property Address	7960 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004415/557
Book / Page	4415 / 557
Map Reference	VOL 34 PG 23&24
Instrument Date	May 7, 2018
Instrument	1328631
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001328632
Date	May 10, 2018
Instrument	1328632

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,392 (-0.32%) Land $38,694 Building $256,698	$295,392 (-0.55%) Land $38,694 Building $256,698
2025	$1,499.00 (+9.66%) Homeowner's exemption	$296,348 (+21%)	$297,038 (+21.28%) Land $38,694 Building $258,344
2024	$1,367.00 (-14.62%)
2023		$244,915 Land $28,421 Building $216,494	$244,915 Land $28,421 Building $216,494
2022	$1,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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