7946 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7946 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2017
Lot Size	0.071 acres (3,109 sqft)
Owner	Individual Name on Record
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Feb 2023 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985-21002-180`

Property Details

APN / Parcel Number

Primary APN	`985-21002-180`
Alternative APN	`559749`

Interior

Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	755 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,109 sqft (0.071 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Street Address	7946 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 18
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7946 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer
Sep 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
May 23, 2018	Vendor's Lien, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023
Deed Sale	Feb 1, 2023
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20231490669
Deed Book / Page	5410 / 130
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	004421/234
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Feb 1, 2023
Property Address	7946 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005410/130
Book / Page	5410 / 130
Map Reference	VOL 34 PG 23&24
Instrument Date	Jan 31, 2023
Instrument	1490669
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3660 E DEL MAR BLVD STE 8, 8, LAREDO, TX 78041-6528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7946 ELKA LOOP, LAREDO, TX 78045-9043

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 21, 2022
Property Address	7946 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005348/486
Book / Page	5348 / 486
Map Reference	VOL 34 PG 23&24
Instrument Date	Sep 19, 2022
Instrument	1480058
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7946 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001480059
Date	Sep 21, 2022
Instrument	1480059

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 23, 2018
Property Address	7946 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004421/234
Book / Page	4421 / 234
Map Reference	VOL 34 PG 23-24
Instrument Date	May 18, 2018
Instrument	1329680
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7946 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001329681
Date	May 23, 2018
Instrument	1329681

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,668 (-0.55%) Land $43,681 Building $266,987	$310,668 (-0.55%) Land $43,681 Building $266,987
2025	$1,416.00 (-26.97%) Homeowner's exemption Senior Citizen's exemption	$312,379 (+21.48%) Land $43,681 Building $268,698	$312,379 (+21.48%) Land $43,681 Building $268,698
2024	$1,939.00 (+15.42%)
2023		$257,150 Land $32,085 Building $225,065	$257,150 Land $32,085 Building $225,065
2022	$1,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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