7964 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7964 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	Individual Name on Record
Tax Bill	$1,908 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-21002-270`

Property Details

APN / Parcel Number

Primary APN	`985-21002-270`
Alternative APN	`559758`

Interior

Stories	2 Stories
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Account Number	559758
Street Address	7964 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 27
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	27
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3347 TIGER CTS, LAREDO, TX 78045-8296
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage GEO MORTGAGE SERVICES INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
May 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage BAXTER CU
Jun 25, 2018	Vendor's Lien, Transfer · Conventional Mortgage GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022
Deed Sale	Mar 30, 2022
Prior Sale	May 20, 2019
Deed Document Number	1463118
Deed Book / Page	5243 / 478
Record Updated	Jun 8, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 30, 2022
Property Address	7964 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005243/478
Book / Page	5243 / 478
Map Reference	VOL 34 PG 23-24
Instrument Date	Mar 28, 2022
Instrument	1463118
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3347 TIGER CTS, LAREDO, TX 78045-8296

Mortgage

Document Number	0001463119
Date	Mar 30, 2022
Instrument	1463119

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7964 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4808/744
Date	Jun 25, 2020
Book Page	4808/744
Instrument	1395940

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 20, 2019
Property Address	7964 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004601/286
Book / Page	4601 / 286
Map Reference	VOL 34 PG 23-24
Instrument Date	May 17, 2019
Instrument	1360995
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7964 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001360996
Date	May 20, 2019
Instrument	1360996

Lender

Name	BAXTER CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 25, 2018
Property Address	7964 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004437/131
Book / Page	4437 / 131
Map Reference	VOL 34 PG 23&24
Instrument Date	Jun 10, 2018
Instrument	1332316
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7964 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001332317
Date	Jun 25, 2018
Instrument	1332317

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,392 (+21.27%) Land $38,694 Building $268,698	$307,392 (+21.27%) Land $38,694 Building $268,698
2024	$1,908.00 (+15.29%)
2023		$253,486 Land $28,421 Building $225,065	$253,486 Land $28,421 Building $225,065
2022	$1,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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