7875 Covered Bridge Rd, Prior Lake, MN 55372 Property Records

Scott County property record for 7875 Covered Bridge Rd, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,060 sqft · built 2017
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$1,076,000 (Feb 2005)
Tax Bill	$8,964 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-096025-0`

Property Details

APN / Parcel Number

Primary APN	`04-096025-0`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,060 sqft Living Area
Basement Area	2,246 sqft
Finished Basement	1,950 sqft
Unfinished Basement	296 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Composition/Composite
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7875 COVERED BRIDGE RD
City	PRIOR LAKE
State	MN
Zip	55372-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY FIRST ADDITION LOT 001 BLOCK 007
Legal Range	21W
Legal Township	114
Legal Section	32
Legal Subdivision	TERRITORY 1ST ADDN CREDIT RIVER TWP
Legal Block	7
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

7875 Covered Bridge Rd is owned and occupied by an individual who bought it in February 2005.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRADITION MTG
Mar 9, 2017	Grant Deed, Transfer SCOTT COUNTY ABSTRACT AND TITLE, SCOTT CNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2005 · Amount on File
Deed Sale	Feb 24, 2005 · Amount on File
Deed Document Number	200550007
Prior Transfer Date	Jan 25, 2005
Prior Transfer Doc	0000050007
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SCOTT COUNTY ABSTRACT AND TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247641
Date	Oct 17, 2017
Instrument	247641

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SCOTT COUNTY ABSTRACT AND TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247642
Date	Oct 17, 2017
Instrument	247642

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ALL AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258031
Date	Oct 24, 2019
Instrument	258031

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	RAPID CITY, SD 57701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268408
Date	Mar 10, 2021
Instrument	268408

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	RAPID CITY, SD 57701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SCOTT MN
Recording Date	May 1, 2017
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Instrument Date	Apr 28, 2017
Instrument	244893
Transaction Type	Construction Loan
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7875 COVERED BRIDGE RD PRIOR LAKE MN 553726002, PRIOR LAKE, MN 55372-6002

Mortgage

Document Number	0000244893
Date	May 1, 2017
Instrument	244893

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 30, 2018

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 9, 2017
Property Address	7875 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6002
Document Number	0000244199
Instrument Date	Mar 2, 2017
Instrument	244199
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	SCOTT COUNTY ABSTRACT AND TITLE, SCOTT CNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7875 COVERED BRIDGE RD PRIOR LAKE MN 553726002, PRIOR LAKE, MN 55372-6002

Tax Assessment & Valuation

The 2026 property tax bill for 7875 Covered Bridge Rd was $8,964 with a homeowner's exemption, up 4.6% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,964.00 (+4.6%) Homeowner's exemption	$991,400 Land $232,100 Building $759,300	$991,400 Land $232,100 Building $759,300
2025	$8,570.00 (-3.51%)
2024	$8,882.00 (+5.14%) Homeowner's exemption	$794,200 (-0.38%) Land $195,100 Building $599,100	$794,200 (-0.38%) Land $195,100 Building $599,100
2023	$8,448.00 Homeowner's exemption	$797,200 Land $195,100 Building $602,100	$797,200 Land $195,100 Building $602,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7875 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7875 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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