794 Cherry Ridge Rd, Thurman, OH 45685 Property Records

Gallia County property record for 794 Cherry Ridge Rd, Thurman, OH 45685

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 4,752 sqft · built 2022
Lot Size	11.8 acres (516,796 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Mar 2019)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02400106800`

Property Details

APN / Parcel Number

Primary APN	`02400106800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,752 sqft Living Area
1st Floor Area	1,912 sqft
Family Room	Family Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	516,796 sqft (11.8 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	786 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	794 CHERRY RIDGE RD
City	THURMAN
State	OH
Zip	45685-9306
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N E COR S E 1/4 V629 P261
Legal Range	16
Legal Township	06
Legal Section	28
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1021
Census Tract	953700

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	794 CHERRY RIDGE RD, THURMAN, OH 45685-9306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Construction Mortgage THE OHIO VALLEY BANK COMPANY
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Sep 24, 1993
Deed Document Number	2019683
Deed Book / Page	629 / 261
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	000575/356
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	794 CHERRY RIDGE RD, THURMAN, OH 45685-9306
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 288, RIO GRANDE, OH 45674-0288

Mortgage

Document Number	000683/685
Date	Mar 21, 2022
Book Page	683/685
Instrument	22-0806

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Mar 18, 2019
Property Address	794 CHERRY RIDGE RD, THURMAN, OH 45685-9306
Document Number	000629/261
Book / Page	629 / 261
Instrument Date	Mar 11, 2019
Instrument	19-0683
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 288, RIO GRANDE, OH 45674-0288

Mortgage

Document Number	0000190685
Date	Mar 18, 2019
Instrument	19-0685

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Apr 12, 2032

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,843.00 (+175.48%)	$147,360 (+184.31%) Land $10,890 Building $136,470
2024			$421,020 (+184.3%) Land $31,120 Building $389,900
2023	$1,758.00	$51,830 Land $10,890 Building $40,940	$148,090 Land $31,120 Building $116,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: altafiber Network Solutions, AT&T, T-Mobile.

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