821 Cherry Ridge Rd, Thurman, OH 45685 Property Records

Gallia County property record for 821 Cherry Ridge Rd, Thurman, OH 45685

Property Summary

Property Type	Mobile Home
Details	2,052 sqft · built 2002
Lot Size	2.04 acres (88,906 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2025)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02400106901`

Property Details

APN / Parcel Number

Primary APN	`02400106901`

Interior

Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Lot Area	88,906 sqft (2.04 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	821 CHERRY RIDGE RD
City	THURMAN
State	OH
Zip	45685-9307
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SE PT SE 1/4 V644 P422
Legal Range	16
Legal Township	06
Legal Section	28
Jurisdiction	GALLIA OH
Township / Civil Division	RACCOON
Census Block Group	1
Census Block	1061
Census Tract	953700

Owner

821 Cherry Ridge Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2025.

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Nov 29, 2022	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Mar 3, 2020	Intrafamily Transfer, Transfer
May 24, 2017	Affidavit, Transfer
May 24, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Nov 29, 2022 · Amount on File
Deed Document Number	20251298
Deed Book / Page	739 / 984
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	644/422
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9720 STATE ROUTE 781, PEEBLES, OH 45660-8943

Mortgage

Document Number	000711/981
Date	Nov 17, 2023
Book Page	711/981
Instrument	23-00003054

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Nov 29, 2022
Property Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Document Number	000696/310
Book / Page	696 / 310
Instrument Date	Nov 22, 2022
Instrument	22-3413
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9670 STATE ROUTE 781, PEEBLES, OH 45660-9531

Mortgage

Document Number	0000696314
Date	Nov 29, 2022
Instrument	696/314

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLIA OH
Recording Date	Mar 3, 2020
Property Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Document Number	644/422
Book / Page	644 / 422
Instrument Date	Mar 2, 2020
Instrument	20-0592
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2850 GEORGES CREEK RD, GALLIPOLIS, OH 45631-8604

May 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GALLIA OH
Recording Date	May 24, 2017
Property Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Document Number	600/611
Book / Page	600 / 611
Instrument Date	May 24, 2017
Instrument	17-1459
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307

May 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GALLIA OH
Recording Date	May 24, 2017
Property Address	821 CHERRY RIDGE RD, THURMAN, OH 45685-9307
Document Number	600/614
Book / Page	600 / 614
Instrument Date	May 24, 2017
Instrument	17-1460
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 821 Cherry Ridge Rd was $1,259.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Raccoon Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00	$37,280 Land $7,220 Building $30,060
2024			$106,520 (-) Land $20,640 Building $85,880
2023	$1,371.00 (-5.9%)	$37,280 (-4.09%) Land $7,220 Building $30,060	$106,520 Land $20,640 Building $85,880
2022	$1,457.00	$38,870 Land $6,110 Building $32,760
2020			$111,080 Land $17,470 Building $93,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 Cherry Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Cherry Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: altafiber Network Solutions, AT&T, T-Mobile.

Nearby Properties on Cherry Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures