Gallia County property record for 455 Cherry Ridge Rd, Thurman, OH 45685
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1982 |
| Lot Size | 17.5 acres (765,915 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02400105701 |
| Primary APN | 02400105701 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Lot Area | 765,915 sqft (17.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 516 sqft |
| Pole Barn | 768 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 455 CHERRY RIDGE RD |
|---|---|
| City | THURMAN |
| State | OH |
| Zip | 45685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E 1/2 S W 1/4 V358 P586 CAUV |
| Legal Range | 16 |
| Legal Township | 06 |
| Legal Section | 27 |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | RACCOON |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 953700 |
Source: Gallia County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 69, RIO GRANDE, OH 45674-0069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| May 13, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage THE OHIO VALLEY BANK COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2004 |
| Deed Sale | Jan 15, 2004 |
| Deed Book / Page | 358 / 586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Sep 5, 2023 |
| Property Address | 171 CHERRY RIDGE RD, THURMAN, OH 45685-9361 |
| Document Number | 000708/405 |
| Book / Page | 708 / 405 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 23-00002381 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | BESTITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 CHERRY RIDGE RD, THURMAN, OH 45685-9361 |
| Document Number | 0000708410 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 708/410 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 455 CHERRY RIDGE RD, RIO GRANDE, OH 45674 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 647/403 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 647/403 |
| Instrument | 20-1201 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Address | GALLIPOLIS, OH 45631 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Raccoon Township |
| Unified School District | Gallipolis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,162.00 (+29.17%) | $63,470 (-9.15%) Land $14,110 Building $49,360 | |
| 2024 | $181,320 (-9.15%) Land $40,300 Building $141,020 | ||
| 2023 | $2,448.00 (-72.93%) Homeowner's exemption | $69,860 (+20.08%) Land $20,500 Building $49,360 | $199,580 (+20.06%) Land $58,560 Building $141,020 |
| 2022 | $9,044.00 | $58,180 Land $12,940 Building $45,240 | |
| 2020 | $166,230 Land $36,970 Building $129,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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