Gallia County property record for 274 Cherry Ridge Rd, Thurman, OH 45685
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,356 sqft · built 1968 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,800 (Sep 1986) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2024 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02400106401 |
| Primary APN | 02400106401 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,432 sqft (0.492 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 334 sqft |
| Patio Area | 121 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 274 CHERRY RIDGE RD |
|---|---|
| City | THURMAN |
| State | OH |
| Zip | 45685-7505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S PT N W 1/4 V264 P145 |
| Legal Range | 16 |
| Legal Township | 06 |
| Legal Section | 27 |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | RACCOON |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 953700 |
274 Cherry Ridge Rd is owned and occupied by an individual who acquired it in March 2024.
Source: Gallia County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 324, RIO GRANDE, OH 45674-0324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit ATOMIC CREDIT UNION |
| Mar 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2022 | Certificate of Transfer, Transfer |
| Nov 9, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1986 · Amount on File |
| Deed Sale | Sep 1, 1986 · Amount on File |
| Prior Sale | Aug 1, 1985 · Amount on File |
| Last Transfer Date | Mar 2, 2024 |
| Transfer Doc | 000716/820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | May 26, 2026 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685-7505 |
| Document Number | 0000001630 |
| Book / Page | 763 / 50 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685-7505 |
| Document Number | 0000001630, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 763/50 |
| Instrument | 20261630 |
| Name | ATOMIC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Mar 13, 2024 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000716/826 |
| Book / Page | 716 / 826 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 24-00000664 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Mar 13, 2024 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000716/824 |
| Book / Page | 716 / 824 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 24-00000663 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Mar 13, 2024 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000716/822 |
| Book / Page | 716 / 822 |
| Instrument Date | Mar 2, 2024 |
| Instrument | 24-00000662 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Mar 13, 2024 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000716/820 |
| Book / Page | 716 / 820 |
| Instrument Date | Mar 2, 2024 |
| Instrument | 24-00000661 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Aug 10, 2022 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000691/160 |
| Book / Page | 691 / 160 |
| Instrument Date | May 25, 2022 |
| Instrument | 22-2317 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2131 STATE ROUTE 325 NORTH, RIO GRANDE, OH 45674 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Nov 9, 2021 |
| Property Address | 274 CHERRY RIDGE RD, THURMAN, OH 45685 |
| Document Number | 000677/668 |
| Book / Page | 677 / 668 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 21-3537 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 274 CHERRY RIDGE ROAD, RIO GRANDE, OH 45674 |
The 2025 property tax bill for 274 Cherry Ridge Rd was $1,390 with exemptions applied.
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Raccoon Township |
| Municipality | Rio Grande Village |
| Unified School District | Gallipolis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 | $41,140 Land $4,300 Building $36,840 | |
| 2024 | $117,550 (-) Land $12,280 Building $105,270 | ||
| 2023 | $2,708.00 (+149.36%) Homeowner's exemption | $41,140 (+11.1%) Land $4,300 Building $36,840 | $117,550 Land $12,280 Building $105,270 |
| 2022 | $1,086.00 | $37,030 Land $3,640 Building $33,390 | |
| 2020 | $105,780 Land $10,390 Building $95,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 Cherry Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 Cherry Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO GRANDE private · serves 830 people · EPA ID OH2700316 |
|---|---|
| Water Source | Purchased groundwater from GALLIA CO RURAL WATER ASSOCIATION |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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