792 Ripple Brook Ln, Elgin, IL 60120 Property Records

Cook County property record for 792 Ripple Brook Ln, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,400 sqft · built 1995
Lot Size	14.2 acres (620,045 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Mar 2021)
Tax Bill	$4,101 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-400-012-1073`

Property Details

APN / Parcel Number

Primary APN	`06-07-400-012-1073`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	620,045 sqft

Location & Zoning

Street Address	792 RIPPLE BROOK LN
City	ELGIN
State	IL
Zip	60120
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COUNTRY HOMES AT COBBLERS CROSSING S2 S07 T41N R09E 3P
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COUNTRY HOMES AT COBBLERS CROSSING CONDO
Legal Block	400
Legal Lot Number	1073
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	792 RIPPLE BROOK CT, ELGIN, IL 60120-4932
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Oct 1, 1997 · Amount on Record
Deed Document Number	20211226
Prior Transfer Date	Sep 23, 1994
Prior Transfer Doc	0000000618
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 25, 2021
Property Address	792 RIPPLE BROOK LN, ELGIN, IL 60120
Document Number	0008401226
Map Reference	DOC 89516805
Instrument Date	Dec 2, 2020
Instrument	2108401226
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 RIPPLE BROOK CT # 13-3, 13-3, ELGIN, IL 60120-4932

Mortgage

Document Number	0008401227
Date	Mar 25, 2021
Instrument	2108401227

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,647 (+34.64%) Land $3,011 Building $20,636	$236,470 (+34.64%) Land $30,110 Building $206,360
2023	$4,101.00 (+3.67%)
2022	$3,956.00 Homeowner's exemption Senior Citizen's exemption	$17,563 Land $2,634 Building $14,929	$175,630 Land $26,340 Building $149,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20