930 Ripple Brook Ln, Elgin, IL 60120 Property Records

Cook County property record for 930 Ripple Brook Ln, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1991
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Aug 2025)
Tax Bill	$7,493 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-207-012`

Property Details

APN / Parcel Number

Primary APN	`06-07-207-012`
Alternative APN	`06-07-207-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	930 RIPPLE BROOK LN
City	ELGIN
State	IL
Zip	60120-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT1
Legal Lot Number	167
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-207-012

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	930 RIPPLE BROOK LN, ELGIN, IL 60120-4900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Nov 18, 2004 · Amount on Record
Deed Document Number	202510014
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	930 RIPPLE BROOK LN, ELGIN, IL 60120-4900
Transaction Type	Mortgage
Record Updated	Apr 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015804276
Date	Jun 07, 2022
Instrument	2215804276

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate	4.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	930 RIPPLE BROOK LN, ELGIN, IL 60120-4900
Document Number	2030247055
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 RIPPLE BROOK LN ELGIN IL 601204900, ELGIN, IL 60120-4900

Mortgage

Document Number	2030247055
Date	Oct 28, 2020
Instrument	30247055

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	930 RIPPLE BROOK LN, ELGIN, IL 60120-4900
Document Number	2001046163
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 RIPPLE BROOK LN ELGIN IL 601204900, ELGIN, IL 60120-4900

Mortgage

Document Number	2001046163
Date	Jan 10, 2020
Instrument	1046163

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 09, 2035

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	930 RIPPLE BROOK LN, ELGIN, IL 60120-4900
Document Number	1823519035
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 RIPPLE BROOK LN ELGIN IL 601204900, ELGIN, IL 60120-4900

Mortgage

Document Number	1823519035
Date	Aug 23, 2018
Instrument	23519035

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.08%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 (+37.5%) Land $6,384 Building $37,616	$440,000 (+37.5%) Land $63,840 Building $376,160
2023	$7,493.00 (+3.65%)
2022	$7,229.00 Homeowner's exemption Senior Citizen's exemption	$32,000 Land $5,586 Building $26,414	$320,000 Land $55,860 Building $264,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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