Cook County property record for 935 Ripple Brook Ln, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,490 sqft · built 1992 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jun 2017) |
| Tax Bill | $8,267 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-208-014 |
| Primary APN | 06-07-208-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 935 RIPPLE BROOK LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COBBLERS CROSSING UNIT1 |
| Legal Lot Number | 169 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 804403 |
935 Ripple Brook Ln is owned and occupied by an individual who bought it in June 2017.
Source: Cook County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Jun 20, 2017 | Grant Deed, Transfer · FHA Mortgage PERL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 201715061 |
| Prior Transfer Date | Sep 22, 2006 |
| Prior Transfer Doc | 0000022047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Document Number | 0034255190 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2234255190 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Document Number | 0025641066 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2325641066 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Document Number | 0002433219 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2402433219 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Document Number | 2029520223 |
| Instrument Date | Jul 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 935 RIPPLE BROOK LN ELGIN IL 601204901, ELGIN, IL 60120-4901 |
| Document Number | 2029520223 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 29520223 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 20, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 20, 2017 |
| Property Address | 935 RIPPLE BROOK LN, ELGIN, IL 60120-4901 |
| Document Number | 1717115061 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 17115061 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 935 RIPPLE BROOK LN ELGIN IL 601204901, ELGIN, IL 60120-4901 |
| Document Number | 1717115062 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 17115062 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,000 Land $6,160 Building $37,840 | $440,000 Land $61,600 Building $378,400 | |
| 2023 | $8,267.00 (+2.9%) | ||
| 2022 | $8,034.00 | $28,721 Land $5,390 Building $23,331 | $287,210 Land $53,900 Building $233,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 935 Ripple Brook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 935 Ripple Brook Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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