Cook County property record for 754 Ripple Brook Ln, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,400 sqft · built 1995 |
| Lot Size | 14.2 acres (620,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jul 2026) |
| Tax Bill | $4,084 (2023) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-400-012-1060 |
| Primary APN | 06-07-400-012-1060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 4 Units |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 620,045 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 754 RIPPLE BROOK LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4936 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (COUNTRY) HOMES AT (COBBL |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY HOMES/COBBLERS XING |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 804403 |
754 Ripple Brook Ln, a condominium, is owned by an individual who bought it in July 2026.
Source: Cook County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 771 HOBART DR, A, SOUTH ELGIN, IL 60177-3084 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Prior Sale | Nov 19, 2015 · Amount on File |
| Deed Document Number | 20261982074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 17, 2026 |
| Property Address | 754 RIPPLE BROOK LN, ELGIN, IL 60120-4936 |
| Document Number | 0000002074 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20262074 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $39,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 771 HOBART DR, SOUTH ELGIN, IL 60177-3084 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 754 RIPPLE BROOK LN, ELGIN, IL 60120-4936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0018212057 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2118212057 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,569 Land $3,001 Building $20,568 | $235,690 Land $30,010 Building $205,680 | |
| 2023 | $4,084.00 (+3.68%) | ||
| 2022 | $3,939.00 Homeowner's exemption | $17,504 Land $2,625 Building $14,879 | $175,040 Land $26,250 Building $148,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 754 Ripple Brook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 754 Ripple Brook Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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