San Luis Obispo County property record for 792 Phillips Rd, Arroyo Grande, CA 93420 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1977 |
| Square Footage | 3,741 sqft Living Area |
| Lot Size | 120,225 sqft (2.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $927,500 (2017) |
| Tax Bill | $11,381.00 (2025) |
| Primary APN | 044-255-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,741 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 120,225 sqft (2.76 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Above Road/Slope Topography |
| Sewage | Septic Sewage |
|---|
| Street Address | 792 PHILLIPS RD |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-5019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PM 6/50 PAR 2 |
| Legal Subdivision | OAK PARK TR |
| Legal Lot Number | 26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 12302 |
Source: San Luis Obispo County records · APN 044-255-002
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Dec 18, 2023 | Intrafamily Transfer, Transfer |
| Dec 18, 2023 | Intrafamily Transfer, Transfer |
| Feb 04, 2022 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Apr 12, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2023 |
| Deed Doc Number | 0000015932 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 18, 2023 |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000037416 |
| Map Reference | MB A PG 152 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023037416 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 18, 2023 |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000037418 |
| Map Reference | MB A PG 152 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023037418 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000005522 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 2022005522 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000042837 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020042837 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000047536 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 792 PHILLIPS RD ARROYO GRANDE CA 934205019, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000047536 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 47536 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 12, 2017 |
| Property Address | 792 PHILLIPS RD, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 0000015932 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 15932 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 792 PHILLIPS RD ARROYO GRANDE CA 934205019, ARROYO GRANDE, CA 93420-5019 |
| Document Number | 15933 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 15933 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,381.00 (+4.69%) Homeowner's exemption | $1,076,438 (+4.04%) Land $464,232 Building $612,206 |
| 2023 | $10,871.00 (+1.55%) Homeowner's exemption | $1,034,640 Land $446,206 Building $588,434 |
| 2022 | $10,705.00 |
792 Phillips Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 60th percentile of exposed land nationally · 36th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 546 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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