San Luis Obispo County property record for 946 Phillips Rd, Arroyo Grande, CA 93420 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,221 sqft Living Area |
| Lot Size | 39,640 sqft (0.91 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $589,000 (2014) |
| Tax Bill | $7,683.00 (2025) |
| Primary APN | 044-255-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,221 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 39,640 sqft (0.91 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Other Topography |
| Street Address | 946 PHILLIPS RD |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-5194 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK PK TR PTN LT 28 |
| Legal Subdivision | OAK PARK |
| Legal Lot Number | 28 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 12302 |
Source: San Luis Obispo County records · APN 044-255-009
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 946 PHILLIPS RD, ARROYO GRANDE, CA 93420-5194 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2014 · Amount on Record |
| Deed Sale | Apr 22, 2014 · Amount on Record |
| Prior Sale | Jun 21, 2013 |
| Deed Doc Number | 2014015397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 946 PHILLIPS RD, ARROYO GRANDE, CA 93420-5194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000027861 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 2020027861 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 946 PHILLIPS RD, ARROYO GRANDE, CA 93420-5194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000027860 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 2020027860 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,683.00 (+4.66%) | $722,023 (+4.04%) Land $367,754 Building $354,269 |
| 2023 | $7,341.00 (+1.54%) | $693,988 Land $353,475 Building $340,513 |
| 2022 | $7,230.00 |
946 Phillips Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 34th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 610 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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