7912 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7912 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,498 sqft · built 2005
Lot Size	1.2 acres (52,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2020)
Tax Bill	$6,927 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401531-4-703`

Property Details

APN / Parcel Number

Primary APN	`401531-4-703`
Alternative APN	`M4015314703`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	2,498 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,433 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	7912 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 13 FRUITLAND GARDEN TRACTS # 3 L 3 OF S P 82-04-09-0254 TOG/W EASE OF RECORD OUT OF 470-0 SEG S-0293 SH ES
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FRUITLAND GARDEN TRACTS # 3
Legal Tract	3
Legal Lot Number	3
Legal Unit	3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73133

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7912 198TH ST E, SPANAWAY, WA 98387-5230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20201098
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 22, 2020
Property Address	7912 198TH ST E, SPANAWAY, WA 98387-5230
Document Number	0012221098
Map Reference	DOC 8204090254
Instrument Date	Dec 19, 2020
Instrument	202012221098
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7912 198TH ST E, SPANAWAY, WA 98387-5230

Mortgage

Document Number	0012221099
Date	Dec 22, 2020
Instrument	202012221099

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,600 (+7.96%) Land $250,900 Building $397,700	$648,600 (+7.96%) Land $250,900 Building $397,700
2025	$6,927.00 (-0.63%)
2024	$6,971.00 (-1.84%)	$600,800 (-4.16%) Land $247,300 Building $353,500	$600,800 (-4.16%) Land $247,300 Building $353,500
2023	$7,102.00	$626,900 Land $227,900 Building $399,000	$626,900 Land $227,900 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20