Pierce County property record for 7727 198th St E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,374 sqft · built 2004 |
| Lot Size | 0.281 acres (12,224 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Apr 2025) |
| Tax Bill | $5,833 (2026) |
| Deeds & Mortgages | Nov 2022 Transfer Apr 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602460-0-140 |
| Primary APN | 602460-0-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 2,902 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,224 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 7727 198TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-3073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MSF |
| Legal Description | SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 14 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 05 |
| Legal Subdivision | PLUMB RIDGE |
| Legal Lot Number | 14 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 73128 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 14, 2022 | Intrafamily Transfer, Transfer REALTECH TITLE LLC |
| Apr 1, 2022 | Warranty Deed, Transfer CW TITLE |
| Dec 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 3, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on Record |
| Deed Sale | Apr 9, 2025 · Amount on Record |
| Prior Sale | Apr 1, 2022 · Amount on Record |
| Deed Document Number | 2025160 |
| Prior Transfer Date | Dec 8, 2021 |
| Prior Transfer Doc | 0000000399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Nov 14, 2022 |
| Property Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Document Number | 0011140388 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 202211140388 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | REALTECH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 1, 2022 |
| Property Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Document Number | 0004010283 |
| Map Reference | DOC 200406165001 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 202204010283 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,246.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Dec 9, 2021 |
| Property Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Document Number | 0012090399 |
| Map Reference | AF 200406165001 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 202112090399 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 22, 2021 |
| Property Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Document Number | 0010220670 |
| Map Reference | DOC 200406165001 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 202110220670 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,104.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12323 8TH AVE E, TACOMA, WA 98445-2934 |
| Document Number | 0010220671 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 202110220671 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 7727 198TH ST E, SPANAWAY, WA 98387-3073 |
| Document Number | 1906270435 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7727 198TH ST E SPANAWAY WA 983873073, SPANAWAY, WA 98387-3073 |
| Document Number | 1906270435 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 201906270435 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,833.00 (+3.28%) | $485,400 (+1.23%) Land $178,000 Building $307,400 | $485,400 (+1.23%) Land $178,000 Building $307,400 |
| 2025 | $5,648.00 (-0.25%) | ||
| 2024 | $5,662.00 (+4.14%) | $479,500 (+1.91%) Land $175,500 Building $304,000 | $479,500 (+1.91%) Land $175,500 Building $304,000 |
| 2023 | $5,437.00 | $470,500 Land $161,700 Building $308,800 | $470,500 Land $161,700 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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