7911 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7911 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,356 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401531-4-624`

Property Details

APN / Parcel Number

Primary APN	`401531-4-624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,196 sqft
Upper Floors Area	701 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	472 sqft
Deck Area	472 sqft
Patio Area	472 sqft
Storage Building	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	7911 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 13 FRUITLAND GARDEN TRACTS # 3: FRUITLAND GARDEN TRACTS # 3 SW OF NE 5-18-04E PARCEL A OF DBLR 96-05-31-0115 DESC AS L 2 OF S P 85-02-15-0123 EXC FOLL DESC PROP BEG AT SE COR OF SD L 2 TH N ALG E LI SD L 2 332.
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FRUITLAND GARDEN TRACTS # 3
Legal Tract	3
Legal Lot Number	2
Legal Unit	3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1000
Census Tract	73133

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7911 198TH ST E, SPANAWAY, WA 98387-5230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7911 198TH ST E, SPANAWAY, WA 98387-5230
Document Number	2011180916
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7911 198TH ST E SPANAWAY WA 983875230, SPANAWAY, WA 98387-5230

Mortgage

Document Number	2011180916
Date	Nov 18, 2020
Instrument	202011180916

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,356.00 (+2.73%)	$572,600 (+7.49%) Land $244,400 Building $328,200	$572,600 (+7.49%) Land $244,400 Building $328,200
2025	$6,187.00 (-0.91%)
2024	$6,244.00 (-0.32%)	$532,700 (-3.46%) Land $241,000 Building $291,700	$532,700 (-3.46%) Land $241,000 Building $291,700
2023	$6,264.00	$551,800 Land $222,100 Building $329,700	$551,800 Land $222,100 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20