7804 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7804 198th St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,390 sqft · built 1990
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$151,000 (Oct 2003)
Tax Bill$4,824 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN401531-4-706

Property Details

APN / Parcel Number

Primary APN401531-4-706

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,390 sqft Living Area
Gross Area1,894 sqft
1st Floor Area1,390 sqft
Upper Floors Area1,118 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area68 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7804 198TH ST E
CitySPANAWAY
StateWA
Zip98387-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 13 FRUITLAND GARDEN TRACTS # 3 L 2 OF S P 88-07-12-0505 TOG/W EASE & RESTRICTIONS OF REC OUT OF 470-1 SEG Z-0399 PP RJ
Legal Range04
Legal Township18
Legal Section05
Legal SubdivisionFRUITLAND GARDEN TRACTS # 3
Legal Tract3
Legal Lot Number2
Legal Unit3
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group2
Census Block2000
Census Tract73133

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7804 198TH ST E, SPANAWAY, WA 98387-5230
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY DEV COMMISSION
Dec 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY DEV COMMISSION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2003 · Amount on Record
Deed SaleOct 28, 2003 · Amount on Record
Prior SaleJul 10, 2003 · Amount on Record
Deed Document Number200370
Last Transfer DateJan 23, 2025
Transfer Doc0000000212
Record UpdatedSep 20, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPIERCE WA
Property Address7804 198TH ST E, SPANAWAY, WA 98387-5230
Document Number2008200204
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7804 198TH ST E SPANAWAY WA 983875230, SPANAWAY, WA 98387-5230

Mortgage

Document Number2008200204
DateAug 20, 2020
Instrument202008200204
Lender
NameCOMMUNITY DEV COMMISSION
TypeConstruction/Development Company
AddressTACOMA, WA 98402
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address7804 198TH ST E, SPANAWAY, WA 98387-5230
Document Number1712280867
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7804 198TH ST E SPANAWAY WA 983875230, SPANAWAY, WA 98387-5230

Mortgage

Document Number1712280867
DateDec 28, 2017
Instrument201712280867
Lender
NameCOMMUNITY DEV COMMISSION
TypeConstruction/Development Company
Address1305 TACOMA AVE S # 104, TACOMA, WA 98402-1903
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,700 (-1%) Land $207,500 Building $238,200$445,700 (-1%) Land $207,500 Building $238,200
2025$4,824.00 (+827.69%)$450,200 (+7.47%) Land $204,600 Building $245,600$450,200 (+7.47%) Land $204,600 Building $245,600
2024$520.00 (+5.05%) Disabled Person's exemption Senior Citizen's exemption$418,900 (-2.58%) Land $204,600 Building $214,300$418,900 (-2.58%) Land $204,600 Building $214,300
2023$495.00 Disabled Person's exemption Senior Citizen's exemption$430,000 Land $188,500 Building $241,500$430,000 Land $188,500 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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