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791 Rustic Oaks Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 791 Rustic Oaks Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,823 sqft · built 1980
Lot Size0.298 acres (12,977 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Nov 2020)
Tax Bill$5,866 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-7179-8

Property Details

APN / Parcel Number

Primary APNC62-000-758-7179-8
Alternative APNs
  • 06-28-16-77640-000-0010
  • 281606776400000010
  • 162806776400000010
  • R58266

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,823 sqft Living Area
Gross Area2,600 sqft
1st Floor Area1,823 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,977 sqft (0.298 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area294 sqft
Deck Area300 sqft
Patio Area300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR58266
Street Address791 RUSTIC OAKS DR
CityPALM HARBOR
StateFL
Zip34684-3244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRUSTIC OAKS LOT 1
Legal Range16E
Legal Township28S
Legal Section6
Legal SubdivisionRUSTIC OAKS
Legal Tract77640
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address791 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Prior SaleJan 18, 1996 · Amount on Record
Deed Document Number2020344489
Deed Book / Page21257 / 1469
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 17, 2020
Property Address791 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244
Document Number0212571469
Book / Page21257 / 1469
Map ReferenceMB 80 PG 1
Instrument DateNov 13, 2020
Instrument2020344489
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTOTAL TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address791 RUSTIC OAKS DR, 791, PALM HARBOR, FL 34684-3244

Transferred To (Grantee/Buyer)

NameVerified Name
Address791 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244

Mortgage

Document Number0212571471
DateNov 17, 2020
Instrument21257/1471
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,866.00 (+7.18%) Homeowner's exemption$356,654 (+5.99%)$508,148 (+5.97%) Land $169,231 Building $338,917
2023$5,473.00 (+2.82%) Homeowner's exemption$336,508 (+3%)$479,502 (+25.88%) Land $208,643 Building $270,859
2022$5,323.00 Homeowner's exemption$326,707$380,933 Land $197,061 Building $183,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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