Pinellas County property record for 809 Rustic Oaks Dr, Palm Harbor, FL 34684 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,043 sqft · built 1982 |
| Lot Size | 0.314 acres (13,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,200 (Aug 2015) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-5019-8 |
| Primary APN | C62-000-758-5019-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,043 sqft Heated Area |
| 1st Floor Area | 2,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,687 sqft (0.314 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 301 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 394 sqft |
| Deck Area | 175 sqft |
| Patio Area | 175 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R44013 |
|---|---|
| Old Parcel Number | 162805776420000840 |
| Street Address | 809 RUSTIC OAKS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC OAKS 1ST ADD LOT 84 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Subdivision | RUSTIC OAKS 1ST ADD |
| Legal Lot Number | 84 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 27331 |
Source: Pinellas County records · APN C62-000-758-5019-8
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 809 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2018 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Oct 09, 2002 · Amount on Record |
| Deed Document Number | 2015247035 |
| Deed Book / Page | 18901 / 2543 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 809 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3246 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Title Company | BURNET STORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 809 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3246 |
| Document Number | 0216872542 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 21687/2542 |
| Instrument | 2021280609 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 809 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3246 |
| Document Number | 0202361717 |
| Instrument Date | Sep 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 RUSTIC OAKS DR PALM HARBOR FL 346843246, PALM HARBOR, FL 34684-3246 |
| Document Number | 0202361717 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 020236/001717 |
| Instrument | 314409 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+7.4%) Homeowner's exemption | $298,485 (+5.99%) | $523,946 (+6.54%) Land $168,760 Building $355,186 |
| 2023 | $4,473.00 (+2.92%) Homeowner's exemption | $281,624 (+3%) | $491,785 (+28.52%) Land $208,457 Building $283,328 |
| 2022 | $4,346.00 Homeowner's exemption | $273,421 | $382,667 Land $195,935 Building $186,732 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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