Pinellas County property record for 746 Rustic Oaks Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,426 sqft · built 1980 |
| Lot Size | 0.229 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Sep 2023) |
| Tax Bill | $6,999 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-7220-0 |
| Primary APN | C62-000-758-7220-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,426 sqft Heated Area |
| 1st Floor Area | 1,426 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 716 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R58307 |
|---|---|
| Old Parcel Number | 162806776400000420 |
| Street Address | 746 RUSTIC OAKS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC OAKS LOT 42 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 06 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Lot Number | 42 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27331 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 746 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit IBERIABANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on Record |
| Deed Sale | Sep 6, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2013 · Amount on Record |
| Deed Document Number | 2023228930 |
| Deed Book / Page | 22554 / 2398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 6, 2023 |
| Property Address | 746 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Document Number | 0225542398 |
| Book / Page | 22554 / 2398 |
| Map Reference | MB 80 PG 1 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023228930 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4808 SUNNY ACRES LN, DEL MAR, CA 92014-4205 |
| Name | Verified Name |
|---|---|
| Address | 746 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Document Number | 0225542402 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 22554/2402 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 746 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3243 |
| Document Number | 0200300962 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 746 RUSTIC OAKS DR PALM HARBOR FL 346843243, PALM HARBOR, FL 34684-3243 |
| Document Number | 0200300962 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 020030/000962 |
| Instrument | 133153 |
| Name | IBERIABANK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | OLDSMAR, FL 34677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,999.00 (-6.03%) Homeowner's exemption | $419,408 (+3.65%) | $450,984 (+11.45%) Land $144,544 Building $306,440 |
| 2023 | $7,448.00 (+4,359.88%) | $404,655 (+141.52%) | $404,655 (+25.25%) Land $176,284 Building $228,371 |
| 2022 | $167.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $167,545 | $323,081 Land $165,633 Building $157,448 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures