Pinellas County property record for 747 Rustic Oaks Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 1980 |
| Lot Size | 0.229 acres (9,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,930 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-7181-4 |
| Primary APN | C62-000-758-7181-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,636 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,988 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 442 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R58268 |
|---|---|
| Street Address | 747 RUSTIC OAKS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUSTIC OAKS LOT 3 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 6 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Tract | 77640 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27331 |
747 Rustic Oaks Dr is owned and occupied by two individuals who acquired it in April 2021.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 747 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Apr 12, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2021 |
| Transfer Doc | 0214810443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 747 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 747 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244 |
| Document Number | 0221470830 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 22147/830 |
| Instrument | 2022229723 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 747 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244 |
| Document Number | 0214810443 |
| Book / Page | 21481 / 443 |
| Map Reference | MB 80 PG 1 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021119001 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 747 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3244 |
The 2025 property tax bill for 747 Rustic Oaks Dr was $1,930 with a homeowner's exemption, up 6.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,930.00 (+6.45%) Homeowner's exemption | $138,577 | $444,415 Land $146,740 Building $297,675 |
| 2024 | $1,813.00 (+2.2%) | ||
| 2023 | $1,774.00 (+3.86%) Homeowner's exemption | $130,750 (+3%) | $409,842 (+19.48%) Land $180,468 Building $229,374 |
| 2022 | $1,708.00 Homeowner's exemption | $126,942 | $343,011 Land $172,589 Building $170,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 747 Rustic Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 747 Rustic Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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