Cherokee County property record for 790 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,096 sqft · built 1978 |
| Lot Size | 0.628 acres (27,347 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $311,500 (Jun 2019) |
| Tax Bill | $1,368 (2026) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-05-22-0-000-023.000 |
| Primary APN | 13-09-05-22-0-000-023.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,096 sqft |
| Finished Basement | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,347 sqft (0.628 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 409 sqft |
| Deck Area | 409 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 11802 |
|---|---|
| Street Address | 790 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28, LITTLE RIVER MOUTH SUBD PB 8/13 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 22 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 28 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
790 Co Rd 686 is owned by a company that bought it in June 2019.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1303 BIG WILLS DR NW, FORT PAYNE, AL 35967-8239 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Deed Document Number | 2019207804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 14, 2019 |
| Property Address | 790 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4006 |
| Document Number | 0000207804 |
| Map Reference | PB 8 PG 13 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 207804 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1303 BIG WILLS DR NW, FORT PAYNE, AL 35967-8239 |
| Name | Verified Name |
|---|
The 2026 property tax bill for 790 Co Rd 686 was $1,368, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,368.00 (+6.96%) | ||
| 2025 | $1,279.00 (+2.98%) | $28,000 (+3.24%) Land $13,380 Building $14,620 | $304,400 (+2.98%) Land $133,800 Building $170,600 |
| 2024 | $1,242.00 | $27,120 (-8.32%) Land $12,500 Building $14,620 | $295,600 (-) Land $125,000 Building $170,600 |
| 2023 | $1,242.00 | $29,580 (+97.73%) | $295,600 (-) Land $125,000 Building $170,600 |
| 2022 | $1,242.00 | $14,960 Land $12,500 Building $2,460 | $295,600 Land $125,000 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 790 Co Rd 686 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 790 Co Rd 686 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
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