Cherokee County property record for 824 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Mobile Home |
|---|---|
| Details | 1,344 sqft · built 1997 |
| Lot Size | 0.463 acres (20,160 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $273 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-05-22-0-000-021.002 |
| Primary APN | 13-09-05-22-0-000-021.002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Living Area |
|---|---|
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Lot Area | 20,160 sqft (0.463 acres) |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 5504 |
|---|---|
| Street Address | 824 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4007 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ALL THAT PT OF LOT 25, LITTLE RIVER MOUTH SD ADD # 2, PB 9 PG 2 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 22 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 25 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SHORT ST, LEESBURG, AL 35983-4363 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 824 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000226315 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 226315 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 21, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273.00 (+6.64%) | ||
| 2025 | $256.00 (+1.99%) | $4,180 (+4.5%) Land $2,680 Building $1,500 | $60,800 (+2.01%) Land $26,800 Building $34,000 |
| 2024 | $251.00 (-0.79%) | $4,000 (-33.77%) Land $2,500 Building $1,500 | $59,600 (-1.16%) Land $25,000 Building $34,600 |
| 2023 | $253.00 (-1.17%) | $6,040 (+51%) | $60,300 (-0.99%) Land $25,000 Building $35,300 |
| 2022 | $256.00 | $4,000 Land $2,500 Building $1,500 | $60,900 Land $25,000 Building $35,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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