Cherokee County property record for 694 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,693 sqft · built 1984 |
| Owner | Individual Name on Record |
| Tax Bill | $1,080 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-05-22-0-000-026.000 |
| Primary APN | 13-09-05-22-0-000-026.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,693 sqft Living Area |
| Upper Floors Area | 539 sqft |
| Basement Area | 770 sqft |
| Finished Basement | 770 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 600 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 2534 |
|---|---|
| Street Address | 694 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31, LITTLE RIVER MOUTH S/D, PB 8/13 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 31 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 694 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (+3.55%) Homeowner's exemption | $16,000 (+5.82%) Land $13,380 Building $2,620 | $269,600 (+3.37%) Land $133,800 Building $135,800 |
| 2024 | $1,043.00 (-0.1%) Additional exemption filed | $15,120 (-42.11%) Land $12,500 Building $2,620 | $260,800 (-0.11%) Land $125,000 Building $135,800 |
| 2023 | $1,044.00 Homeowner's exemption | $26,120 (+72.52%) | $261,100 (-) Land $125,000 Building $136,100 |
| 2022 | $1,044.00 Homeowner's exemption | $15,140 Land $12,500 Building $2,640 | $261,100 Land $125,000 Building $136,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
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