Cherokee County property record for 654 Co Rd 686, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,688 sqft · built 1978 |
| Owner | Individual Name on File |
| Last Sale | $21,450 (Jun 2022) |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-05-22-0-000-028.000 |
| Primary APN | 13-09-05-22-0-000-028.000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,688 sqft Living Area |
| Upper Floors Area | 960 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 474 sqft |
| Account Number | 815 |
|---|---|
| Street Address | 654 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 LITTLE RIVER MOUTH SD PB 8 PG 13 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 33 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records · APN 13-09-05-22-0-000-028.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 224956 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 24, 2022 |
| Property Address | 654 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4005 |
| Document Number | 0000224956 |
| Map Reference | PB 15 PG 50 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 224956 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1323 W WALNUT AVE, 1323, DALTON, GA 30720-3984 |
| Name | Verified Name |
|---|---|
| Address | 162 WHISTLE TRL, DALTON, GA 30720-7188 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402.00 (+2.71%) | $14,200 (+6.61%) Land $13,380 Building $820 | $333,900 (+2.71%) Land $133,800 Building $200,100 |
| 2024 | $1,365.00 (+1.11%) | $13,320 (-58.58%) Land $12,500 Building $820 | $325,100 (+1.15%) Land $125,000 Building $200,100 |
| 2023 | $1,350.00 Additional exemption filed | $32,160 (+6,891.3%) | $321,400 (-) Land $125,000 Building $196,400 |
| 2022 | Additional exemption filed | $460 Building $460 | $321,400 Land $125,000 Building $196,400 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199558023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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