73 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 73 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$2,362 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-011075`

Property Details

APN / Parcel Number

Primary APN	`07-011075`
Alternative APN	`011075`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
Basement Area	330 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	269 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011075
Street Address	73 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 100X150 AVG 0.3 73 S MAIN ST
Legal Subdivision	MILDRED MYERS AND SHARON SHANK
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4035
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VALLEY BANK
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Dec 16, 2011 · Amount on Record
Deed Book / Page	6920 / 468
Prior Transfer Date	Feb 27, 2013
Prior Transfer Doc	0044790423
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 8, 2022
Property Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952
Document Number	0069200468
Book / Page	6920 / 468
Instrument Date	Feb 7, 2022
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	OLDE TOWNE TTILE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952

Mortgage

Document Number	0069200474
Date	Feb 8, 2022
Book Page	6920/474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055770296
Date	Aug 29, 2017
Book Page	5577/0296
Instrument	5577-0296

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061620001
Date	Jan 17, 2020
Book Page	6162/0001

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 10, 2019
Property Address	73 S MAIN ST, SMITHSBURG, MD 21783-1952
Document Number	0059920383
Book / Page	005992 / 000383
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22840 STEVENSON RD SMITHSBURG MD 217831352, SMITHSBURG, MD 21783-1352

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,362.00 (+12.16%)	$259,333 (+12.18%)	$287,500 (-) Land $56,400 Building $231,100
2025	$2,106.00 (+13.9%)	$231,167 (+24.66%)	$287,500 (+41.63%) Land $56,400 Building $231,100
2024	$1,849.00 (+9.02%)
2023	$1,696.00	$185,433	$203,000 Land $56,400 Building $146,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50

May also be available: Verizon.

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