Monmouth County and Rumson Borough property record for 79 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 5,085 sqft · built 1948 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,900,000 (Nov 2018) |
| Tax Bill | $28,760 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Nov 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00094-0000-00002 |
| Primary APN | 41-00094-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,085 sqft Living Area |
| 1st Floor Area | 5,085 sqft |
| Upper Floors Area | 1,569 sqft |
| Basement Area | 594 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Type | Built-in |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 882 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 950 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 165900 |
|---|---|
| Street Address | 79 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Block | 94 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2019 | Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA |
| Nov 7, 2018 | Grant Deed, Transfer BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Nov 8, 2017 | Grant Deed, Transfer VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Prior Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 2018108610 |
| Deed Book / Page | 9319 / 8980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Document Number | 0000006703 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 RIDGE RD RUMSON NJ 077601126, RUMSON, NJ 07760-1126 |
| Document Number | 0000006703 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 009331/009566 |
| Instrument | 6703 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | 4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 7, 2018 |
| Property Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Document Number | 0000108610 |
| Book / Page | 009319 / 008980 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 108610 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 RIDGE RD RUMSON NJ 077601126, RUMSON, NJ 07760-1126 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Document Number | 0000042879 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 79 RIDGE RD RUMSON NJ 077601126, RUMSON, NJ 07760-1126 |
| Document Number | 0000042879 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 009285/001708 |
| Instrument | 42879 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 8, 2017 |
| Property Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Document Number | 0000110033 |
| Book / Page | 009257 / 009584 |
| Instrument Date | Sep 10, 2017 |
| Instrument | 110033 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 RIDGE RD RUMSON NJ 077601126, RUMSON, NJ 07760-1126 |
| Document Number | 110034 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 009257/009593 |
| Instrument | 110034 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,054,600 (+11.41%) Land $1,799,300 Building $1,255,300 | $3,054,600 (+11.41%) Land $1,799,300 Building $1,255,300 | |
| 2025 | $28,760.00 (+1.9%) | $2,741,700 (+21.05%) Land $1,673,400 Building $1,068,300 | $2,741,700 (+21.05%) Land $1,673,400 Building $1,068,300 |
| 2024 | $28,223.00 (+9.4%) | ||
| 2023 | $2,265,000 Land $1,496,300 Building $768,700 | $2,265,000 Land $1,496,300 Building $768,700 | |
| 2022 | $25,799.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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