Monmouth County and Rumson Borough property record for 76 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,318 sqft · built 1952 |
| Lot Size | 1.76 acres (77,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,449,000 (May 2021) |
| Tax Bill | $20,103 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00018-0000-00067 |
| Primary APN | 41-00018-0000-00067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| 1st Floor Area | 2,395 sqft |
| Upper Floors Area | 928 sqft |
| Basement Area | 1,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 77,101 sqft |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 375 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 027700 |
|---|---|
| Street Address | 76 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RUMSON RDG |
| Legal Block | 18 |
| Legal Lot Number | 67 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 RIDGE RD, RUMSON, NJ 07760-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 24, 2020 | Deed of Trust, Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 202177190 |
| Deed Book / Page | 9510 / 4361 |
| Prior Transfer Date | Sep 9, 2009 |
| Prior Transfer Doc | 0087994446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 12, 2021 |
| Property Address | 76 RIDGE RD, RUMSON, NJ 07760-1127 |
| Document Number | 0095104361 |
| Book / Page | 9510 / 4361 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021077190 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,497.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 RIDGE RD, RUMSON, NJ 07760-1127 |
| Document Number | 2021077191 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021077191 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 76 RIDGE RD, RUMSON, NJ 07760-1127 |
| Document Number | 0000088681 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | CORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 76 RIDGE RD RUMSON NJ 077601127, RUMSON, NJ 07760-1127 |
| Document Number | 0000088681 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 009433/001421 |
| Instrument | 88681 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,096,900 (+9.42%) Land $1,669,800 Building $427,100 | $2,096,900 (+9.42%) Land $1,669,800 Building $427,100 | |
| 2025 | $20,103.00 (+0.98%) | $1,916,400 (+14.38%) Land $1,552,900 Building $363,500 | $1,916,400 (+14.38%) Land $1,552,900 Building $363,500 |
| 2024 | $19,907.00 (+5.85%) | ||
| 2023 | $1,675,400 Land $1,375,500 Building $299,900 | $1,675,400 Land $1,375,500 Building $299,900 | |
| 2022 | $18,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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