73 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 73 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,402 sqft · built 1942
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2009)
Tax Bill	$26,723 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00095-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`41-00095-0000-00009`
Alternative APNs	`410009500009` `168000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,402 sqft Living Area
1st Floor Area	4,402 sqft
Upper Floors Area	1,951 sqft
Basement Area	2,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	61,855 sqft
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Patio Area	1,330 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	168000
Street Address	73 RIDGE RD CR BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Block	95
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1018
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 RIDGE RD, RUMSON, NJ 07760-1835
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2009 · Amount on Record
Deed Sale	Mar 24, 2009 · Amount on Record
Prior Sale	Feb 16, 2000 · Amount on Record
Deed Document Number	200928569
Deed Book / Page	8763 / 3381
Prior Transfer Date	Feb 4, 2000
Prior Transfer Doc	0087633381
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	73 RIDGE RD, RUMSON, NJ 07760-1835
Document Number	0000016928
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 RIDGE RD RUMSON NJ 077601835, RUMSON, NJ 07760-1835

Mortgage

Document Number	0000016928
Date	Feb 13, 2020
Book Page	009396/009004
Instrument	16928

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,846,800 (+11.75%) Land $1,580,400 Building $1,266,400	$2,846,800 (+11.75%) Land $1,580,400 Building $1,266,400
2025	$26,723.00 (+2.05%)	$2,547,500 (+15.4%) Land $1,469,700 Building $1,077,800	$2,547,500 (+15.4%) Land $1,469,700 Building $1,077,800
2024	$26,185.00 (+3.5%)
2023		$2,207,600 Land $1,318,400 Building $889,200	$2,207,600 Land $1,318,400 Building $889,200
2022	$25,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20