78 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 78 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,731 sqft · built 1952
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on Record
Last Sale	$1,199,000 (Jul 2020)
Tax Bill	$20,290 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00018-0000-00066`

Property Details

APN / Parcel Number

Primary APN	`41-00018-0000-00066`
Alternative APNs	`410001800066` `027600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,731 sqft Living Area
1st Floor Area	2,731 sqft
Upper Floors Area	844 sqft
Basement Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	74,488 sqft
Garage Type	Built-in
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	412 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027600
Street Address	78 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Subdivision	RUMSON RDG
Legal Block	18
Legal Lot Number	66
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1005
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 RIDGE RD, RUMSON, NJ 07760-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	202071570
Deed Book / Page	9425 / 62
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 6, 2020
Property Address	78 RIDGE RD, RUMSON, NJ 07760-1127
Document Number	0000071570
Book / Page	009425 / 000062
Instrument Date	Jun 7, 2020
Instrument	71570
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	LEMONBREW ABSTRACT LLC, LEMONBREW ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 RIDGE RD RUMSON NJ 077601127, RUMSON, NJ 07760-1127

Mortgage

Document Number	71571
Date	Jul 6, 2020
Book Page	009425/000081
Instrument	71571

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,101,000 (+8.62%) Land $1,851,400 Building $249,600	$2,101,000 (+8.62%) Land $1,851,400 Building $249,600
2025	$20,290.00 (+0.63%)	$1,934,200 (+13.54%) Land $1,721,800 Building $212,400	$1,934,200 (+13.54%) Land $1,721,800 Building $212,400
2024	$20,163.00 (+6.22%)
2023		$1,703,500 Land $1,528,200 Building $175,300	$1,703,500 Land $1,528,200 Building $175,300
2022	$18,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1992–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20