Cook County property record for 79 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 5,274 sqft · built 1940 |
| Lot Size | 0.521 acres (22,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $36,615 (2023) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-200-049 |
| Primary APN | 05-29-200-049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,274 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 22,680 sqft (0.521 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 79 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BRADFORD & PORTERS ADD/KENILW |
| Legal Block | 1 |
| Legal Lot Number | 25-36 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800700 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 LOCUST RD, WINNETKA, IL 60093-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit CIBC BANK USA |
| Oct 30, 2019 | Deed of Trust, Mortgage CIBC BANK NA |
| Apr 6, 2017 | Trustee's Deed, Transfer PRIVATEBANK & TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 79 LOCUST RD, WINNETKA, IL 60093-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0033247220 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2233247220 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 79 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 1931006072 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 LOCUST RD WINNETKA IL 600933752, WINNETKA, IL 60093-3752 |
| Document Number | 1931006072 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 31006072 |
| Name | CIBC BANK NA |
|---|---|
| Address | 7103 W 111TH ST, WORTH, IL 60482-1828 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.28% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 6, 2017 |
| Property Address | 79 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 1709639002 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 9639002 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,791.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 663 GARLAND AVE WINNETKA IL 600933911, WINNETKA, IL 60093-3911 |
| Document Number | 1709639003 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 9639003 |
| Name | PRIVATEBANK & TR |
|---|---|
| Type | Funding / Finance Company |
| Address | 7103 W 111TH ST, WORTH, IL 60482-1828 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301,698 (+68.25%) Land $43,092 Building $258,606 | $3,016,980 (+68.25%) Land $430,920 Building $2,586,060 | |
| 2023 | $36,615.00 (+5.42%) | ||
| 2022 | $34,734.00 Homeowner's exemption | $179,319 Land $31,752 Building $147,567 | $1,793,190 Land $317,520 Building $1,475,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1985–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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