Cook County property record for 81 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 9 ba · 11,744 sqft · built 1998 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $6,000,000 (Dec 2024) |
| Tax Bill | $80,372 (2023) |
| Deeds & Mortgages | Jul 2023 Sale Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-200-045 |
| Primary APN | 05-29-200-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 11,744 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 66,647 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | VANCOR CONSOLIDATION |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800700 |
81 Locust Rd is held in a trust since December 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 1, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Jul 1, 2009 · Amount on File |
| Deed Document Number | 202420458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 21, 2023 |
| Property Address | 81 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 0020233011 |
| Map Reference | DOC 98301936 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2320233011 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3465 N PINES WAY STE 104, 104, WILSON, WY 83014-9129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 81 LOCUST RD, WINNETKA, IL 60093-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0016542225 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2116542225 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 81 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 1735546211 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 81 LOCUST RD WINNETKA IL 600933752, WINNETKA, IL 60093-3752 |
| Document Number | 1735546211 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 35546211 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ # 900TX6, HOUSTON, TX 77046 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 20, 2032 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $594,285 Land $126,629 Building $467,656 | $5,942,850 Land $1,266,290 Building $4,676,560 | |
| 2023 | $80,372.00 (+5.35%) | ||
| 2022 | $76,289.00 (+2.32%) | $386,340 (+18.65%) Land $93,305 Building $293,035 | $3,863,400 (+18.65%) Land $933,050 Building $2,930,350 |
| 2021 | $74,561.00 Homeowner's exemption | $325,609 Land $113,299 Building $212,310 | $3,256,090 Land $1,132,990 Building $2,123,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 81 Locust Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1985–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 81 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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